NPS Calculator - पेंशन का अंदाज़ा लगायें - ब्रह्मज्ञान

यह NPS Calculator आपको आपकी सेवानिवृत्ति (retirement) पर बनने वाली pension का एक अंदाज़ा देगा | साथ ही आप यह भी जान पायेंगे कि सेवानिवृत्ति के समय आपको कितनी रकम lump-sum amount के रूप में मिलेगी | हम अभी यह नहीं बता सकते कि पुरानी पेंशन अच्छी थी या NPS एक बढ़िया स्कीम है , किन्तु इस NPS Calculator से आपको एक अंदाज़ा लगाने में मदद मिलेगी | आपके द्वारा यहाँ भरा गया data कहीं पर भी save नहीं किया जाता, अतः आप निश्चिन्त हो कर इसका प्रयाग कर सकते हैं | इस NPS Calculator को अंग्रेजी में बनाया गया है, जिससे आज के पढ़े-लिखे नौकरीपेशा लोग आसानी से इसका उपयोग कर सकें |

NPS Calculator

Your Basic Salary : Rs
Present DA % : %
Expected per year increase in DA % : %
NPS investment per month : % of basic+DA
NPS contribution by Govt. : % of basic+DA
Central/State Govts. contribute amount equal to 10%-14% of your basic salary.

How long are you planning to double your investment: years
You should answer the above question if you have joined NPS few years after joining.
Will you get a similar double contribution from government ? Yes No
It is a matter of research if govt will pay the similar backlog amount.

How many years are remaining in your Retirement ? Years
Expected annual growth in NPS : %
Average Return since inception of Pension Funds is 10.31%.
At the time of retirement, what % of NPS does your department provide as lump-sum amount: %
How much annuity rate (interest-per-annum) are you expecting on remaining pension fund: %

Note: This NPS calculator only provides an estimate and may differ from real life results to some extent. In this calculator we have assumed:

• A steady growth in DA.
• Increment amount is 3% of basic rounded-off to nearest 100.
• As DA rises above 50%, it is merged into basic salary.
• Promotions also affect salary structure, which is not included in this calculation.
• HRA and other allowances are not included in salary.